Monthly Archives: October 2017

Terrain vehicle in muddy terrain

Addressing Stability in Argo Extreme Utilities Terrain Vehicle

Terrain vehicle in muddy terrainThere is a lot of praise for Argo extreme utility terrain vehicles over quad bikes. First is because of the inherent stability in Argo vehicles from their low center of gravity design. As they also come with wide tracks, the level of stability in these machines is so high that you do not have to worry about toppling or rolling over even when working in relatively steep terrain.

Argo Vehicles Safety Record

Both driver and passenger safety is a critical factor you cannot ignore when buying any vehicle. That is irrespective of the industrial applications in which you intend to use it. Thanks to the features above that enhance the stability of Argo vehicles, these machines have high capabilities to assure the exceptionally safety of operation.

Even the most basic of Argo vehicles will offer more safety to their users than even how a lesser wheeled vehicle would.

Reliability of Argo Utility Vehicles

Most applications of Argo vehicles are in harsh terrains. That includes in agriculture, drilling, government motorcades, hunting and recreation, and mining. And, regardless of the application, Argo vehicle manufacturer makes these machines with the mind that you need to protect its users from the harsh elements to which their work exposes them.

Both off- and on-road tests have proven Argo utility vehicles to be highly reliable even in the harshest of conditions in any of the four industries.

Reliability of use and stability are very critical factors when choosing any utility vehicle. Although other factors, such as durability, traction and carrying capacity, are key players here, it is unless your utility vehicle is stable enough that you will have few issues with how safe it is to operate. An Argo extreme utilities terrain vehicle come with these capabilities so that you can work on even harsh terrains and steep areas with nothing to worry about rollover accidents.

A $456M Nickel-Copper Mine Gives Hope to WA’s Mining Sector

DrillingWestern Australia’s embattled mining industry has been plagued with several closures of mines in Ravensthorpe, Kambalda and the Kimberley in the last two years, yet a new facility could revive the sector.

WA Mines Minister Bill Johnston officially opened the $456 million Nova nickel-copper mine on Sept. 8, which is located 360 kilometres from Kalgoorlie-Boulder. As the use of electric vehicles increase, miners hope that the production of new vehicles will influence a higher demand for nickel.

Mining Business

The Independence Group, which owns the facility, expects the mine to be “a string of Novas waiting to be found,” instead of only being a lucrative investment over its initial 10-year lifespan. Global nickel supplies for steel manufacturing used to account for up to 70 per cent, according to Independence Managing Director Peter Bradford.

However, the emergence of electric cars somehow served as encouraging news for nickel miners, since demand for delivering nickel supplies has shifted from steel to batteries. The Nova mine will be fully operational by Sept. 30, when Ravensthorpe Nickel Mine is expected to be shut down. The Nova mine and Rio Tinto’s opening of a new iron ore mine in Pilbara region in August will support the state’s mining sector.

Positive Outlook

Johnston remains confident that the Nova facility will allow Western Australia to take advantage of an “energy revolution going on around the world.” He agreed on Bradford’s comments about the opportunities brought by nickel mining, which could be a new export product for the state.

Aside from mining, businesses that rely on large amounts of fuel for projects in remote areas should consider using a self-bunded diesel tank, mostly because of its mobility and large storage capacity. Johnston believes that nickel will provide companies with new opportunities for business.

Western Australia’s mining industry continues to forge ahead, despite several mine closures that affected the sector in previous years.

4 Ways to Keep the School Safe For Children

Children going to school in a school busWhilst schools welcome many children on a daily basis, there is always room for improvement for the facilities and the operations of the school to be friendlier to children of all ages. These facilities must be safe and fun whilst the operations must encourage an active learning environment.

For those who want to make their school more child-friendly, the following tips will be extremely helpful:

Add canopies

Building canopies and shelters is a good way to make your school more child-friendly. Because of the school shelters and canopies, children will be able to hang out with one another in various ways. They can play games during the breaks or study and read books before class. They may eat out with their friends as well.

Use affirmative commands

Children like praise just as much as adults. Positive reinforcement will make it easier for children to take criticism as an encouragement. For example, if you do not want a child to continue drinking carbonated drinks, suggest a healthier alternative instead. Say ‘Drink water’ instead of ‘Do not drink cola’.

Establish good relationships with the parents

Teachers and the administration must build good relationships with the parents so that they will know what the child needs. Collect as much information about the child as possible so that you would know how to ‘customise’ the environment for them.

Always go for prevention

Another way to make your school child-friendly is to prevent illnesses. For example, if you want to prevent tooth decay, candies and chocolates must be banned. Prepare nutritious food and encourage parents to feed their little ones with healthy snacks at home.

Making a school child-friendly should be a priority for school administrations. This will make the environment conducive for learning and development.

Need More Space? Try These Ideas to Make Your Home Clutter-Free

a space-saving and simplistic backyard studioAfter a long day, we can all say that indeed, there’s no place like home. It’s the ultimate place of refuge where taking a breather and simply enjoying the comforts of a soft bed come for free. However, one problem can change it all — clutter. When a home becomes disorganised or cramped, living in it can trigger the feelings of anxiety and helplessness, which in turn affect one’s health.

The factor that can change this is having enough space in your home. Whether you live in a two-story house or just a small one, space can free you from the stress of clutter.

So if you want to turn your home into a clutter-free environment, try these ideas:

Add a Backyard Studio

A backyard studio serves as an extension of your home. You can build it without compromising the main structure. If you want to free up your living area or one of the rooms in your house, this is the answer as you can turn it into a home office, a she-shed or a man cave, an art studio, a meditation hut, a party room or even a storage room.

Floating Shelves Do the Trick

If you don’t want to see books, collectibles or photo frames scattered on your floor, put them on top of floating shelves. Attached to walls, this home feature appears to float because it doesn’t have a visible support. Its main purpose is to free up floor space and clear cramped areas and display items in an attractive and organised manner.

Use the Garage

Stacks of magazines, toys or tools don’t have to be an eyesore in your living room or play area. Organise them by putting them in boxes and placing them in your garage. Even your worn out couch can look good beside your parked car. Put it to good use in this underutilised area of your home.

Private Mortgage Insurance: What is it and How to Get Rid of It?

Mortgage LoanLenders recommend that first-time homebuyers place a 20 percent down payment on their mortgages for several reasons. For one, the 20 percent down payment assures lenders that you can pay off your home loan completely.

Secondly, on your side of things, finance expert altiusmortgage.com notes you can build equity faster on your home. Nonetheless, many homebuyers today opt for down payments less than 20 percent. In turn, lenders require them to pay private mortgage insurance.

What Is PMI?

Private mortgage insurance (PMI) becomes an added cost to your mortgage if you place less than 20 percent down payment. You can expect your monthly mortgage payments to increase because of PMI.

PMI protects the lender in case you default on your mortgage; if you do, the insurance policy will pay off the rest of the loan to your lender.

How Can You Avoid PMI?

Now, PMI may seem like an added worry for you if you place less than 20 percent down payment. You can consider putting 20 down to get a mortgage, no PMI, but 20 percent down payment can be a great deal of cash.

Alternately, you can go with a less than 20 percent down and build up your equity to 20 percent to have PMI canceled.

How Can You Remove PMI?

Fortunately, you can eliminate private mortgage insurance faster through different means. Once you have paid your mortgage for a few years already, and your home’s value has increased within that time, you can refinance to a lower mortgage rate for lower monthly payments.

The refinance will also remove the PMI. You can also pay down your principal little by little. Pay what extra you can pay every month or every year to build up your equity faster.

Alternately, you can also finance a remodel that will increase your home’s market value. A higher home market value can mean lower loan-to-value ratio (LTV). Around 80 percent LTV will be enough to remove PMI.

Private mortgage insurance may now appear less daunting than it first seemed. With the methods above, you can quickly cancel that insurance policy.

When is the Right Time to Refinance Your Mortgage?

Man writing Mortgage Refinance with black marker on visual screenHomeowners have various reasons when refinancing their mortgage. It can be to lower the interest rate, to reduce the monthly payment, or to shorten the term of the loan.

You have a lot to think before you decide to go for refinancing. Here are some key points to help you know if it is the right time and option for you to refinance your mortgage.

Interest rates have gone down

Many homeowners in Phoenix, Arizona choose to refinance their mortgage when interest rates are at an all-time low. A lower interest rate can decrease your monthly payment, and consequently, increase your savings.

You want a shorter repayment period

Aside from decreasing your monthly payment, a lower interest rate can also shorten the term of your loan. Say, you want to cut your 30-year mortgage to a term of only 15 years. Refinancing to a lower interest rate can shorten your term in half with only minimal change in your monthly payment.

You want to lower your monthly payment

On the other hand, you may want to lower your monthly payment, even if you cannot reduce your interest rate. You can do this by refinancing your mortgage to a longer term.

You plan to stay in your home for a longer time

If you have plans of moving out after a few years, it may not be a good idea to refinance. Refinancing will cost a small percentage of the mortgage’s principal. If you do not plan to stay in your home for a longer time, the cost of refinancing may negate any potential savings you could generate from a lower interest rate or a shorter term.

Refinancing will only be a smart move for you if it will reduce your mortgage payments or shorten the term of your loan. Carefully assess these points first before you finally decide to go for refinancing.