Info on Health Plans for People with Disabilities

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Understanding health insurance plans can be confusing to most consumers. Unfortunately, this means that many don’t know where to look or whom to contact regarding speech-language pathology services, audiology services and hearing aids coverage.

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With this information, however, consumers can understand their health plans and acquire contacts that can assist them in obtaining the coverage they need.

Health Plan Options

There are three individual and group health insurance plans available to consumers in Oregon and other states. These include:

  • Private Health Plan

This is the most common option that employers offer their employees. An individual can also buy this plan.

  • Medicaid

This is a government-funded option often provided to low-income persons and families.

  • Medicare

This is a government-funded option often offered to persons aged 65 and over.

Health Care Assistance Alternative Sources

There are alternative sources for health care assistance if a consumer doesn’t have coverage for speech and hearing services. These include:

  • Schools

The Individuals with Disabilities Education Act (IDEA) is the landmark law that provides federal funding for children with disabilities. It allows these kids to receive the necessary services through their public school.

  • Organizations and Programs

There are many organizations and programs available to assist costs related to audiology services and hearing aids, and speech-language pathology services and assistive technology.

There are several options to gain information about individual and group health insurance plans for people with disabilities in Oregon and other states. The key is to research methodically and extensively.